Should I, as a 17-year-old, really need to invest in car insurance even though I've never had a car, considering I'm just starting to learn how to drive?

Adding a 17-year-old driver to a parent's policy can increase the premium by an average of $2,360 per year.

Purchasing a separate policy for a 17-year-old driver can cost around $6,829 per year, making it significantly more expensive than being added to a parent's policy.

The average monthly premium for a full-coverage policy for a 17-year-old driver is around $523, which is significantly higher than what adults pay.

Female drivers aged 17 pay around $5,576 on average for their own policy, which is $696 less than what males their age pay.

17-year-old male drivers pay around $6,272 on average for their own car insurance policy.

In some cases, a 17-year-old can get their own insurance policy with an adult co-signer.

In most states, minors (those under 18) must be added to a parent's policy.

At age 18 or the age of majority in their state, a 17-year-old can get their own insurance policy without a parent's assistance.

If a teenager isn't driving, they don't need to be on their parent's insurance policy.

Some families choose to delay having their children learn to drive and get their licenses, which can give them time to save for a car if that's part of the plan.

Leaving a teenager off an insurance policy can be an option, but it's essential to consider the potential risks and consequences.

Teenagers are more likely to be involved in accidents due to inexperience, which increases their insurance premiums.

Average insurance premiums for 17-year-olds are often twice as high as those for adults, making it essential to shop around for quotes.

Insurance rates for teenagers vary significantly depending on factors like gender, location, and driving history.

Adding a teenager to a parent's policy can have a significant impact on the overall premium, especially if they have a clean driving record.