What is progressive rental reimbursement and how does it work?

Progressive's rental reimbursement coverage can pay up to $60 per day for a rental car, depending on the policy limits selected.

This coverage kicks in if your insured vehicle is being repaired due to a covered claim, such as an accident, theft, or weather-related damage.

The reimbursement period typically lasts up to 30 days, giving you time to get your primary vehicle back on the road.

To use the rental reimbursement benefit, you must first file a claim with Progressive and pay your policy deductible.

Progressive offers this coverage for both personal and commercial auto policies, recognizing the need for businesses to maintain mobility after a covered incident.

The daily reimbursement limit can vary based on the class or size of the replacement rental vehicle, with higher limits for more expensive vehicle types.

Rental reimbursement is an optional add-on coverage that you can choose to include when purchasing or updating your Progressive auto insurance policy.

This coverage is designed to help offset the potentially high costs of renting a car, which can range from $30 to $100 or more per day depending on the type of vehicle.

Progressive's rental reimbursement is considered primary coverage, meaning it pays out before any coverage offered by the rental car company itself.

Policyholders can choose to upgrade their rental car beyond the reimbursement limit, but they would be responsible for paying the difference in cost.

The rental reimbursement benefit is not available in all states, as coverage regulations can vary across the country.

Progressive's rental reimbursement coverage is particularly valuable for those who rely on their vehicle for work or other essential daily activities.