It is necessary to have car insurance before driving on public roads because the expenses related to a traffic accident can cause significant financial burden not only to the individuals involved but also to society as a whole. Car insurance helps protect drivers by paying for vehicle repairs and injuries if they are involved in an accident. Without insurance, individuals would be responsible for covering these costs on their own, which can lead to financial ruin. Additionally, driving without insurance poses a danger to oneself and other motorists on the road. In most states, it is illegal to drive without insurance, and individuals caught driving without it can face fines, license suspension, and even jail time. Car insurance is an essential component of responsible driving and helps ensure that everyone on the road is protected in the event of an accident.
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