Yes, a car dealership can be held accountable for lying to the financial bank if they never verified your car insurance for full coverage. In most cases, when financing or leasing a car, the lender requires the borrower to have full coverage insurance, which includes collision and comprehensive insurance along with liability insurance. This is to protect the lender's investment in the vehicle.
If the car dealership falsely represented to the financial bank that the borrower had full coverage insurance when they did not, it can be considered a form of fraud. The dealership may be held accountable for providing false information to the bank, which could lead to legal consequences. The borrower may have the right to take legal action against the dealership for misrepresentation and seek compensation for any damages or losses incurred as a result. It is important for car dealerships to accurately verify and disclose all relevant information to financial institutions to maintain transparency and avoid potential legal issues.