"What is the process for arranging a car rental through Farmers Insurance when your vehicle is in the shop?"
**Coverage Availability:** Farmers Insurance offers rental car reimbursement coverage as an optional add-on to their auto insurance policies.
**Rental Company Selection:** Policyholders can choose from a variety of reputable rental car companies, such as Enterprise, Hertz, and Avis.
**Coverage Limits:** The amount of coverage and specific terms vary depending on the policyholder's coverage limits and deductibles.
**Covered Losses:** The coverage typically applies when your vehicle is being repaired or replaced due to a covered loss, such as an accident or theft.
**Commercial Use Exclusion:** The coverage generally excludes rental cars used for commercial purposes, including ridesharing services.
**Rental Fees Coverage:** Fees charged by rental car companies, such as loss of use charges, are usually not covered.
**Claim Handling:** In the event of a covered loss, contact Farmers Insurance to initiate a rental car claim and receive reimbursement for eligible expenses.