Can I get my own car insured under my parents' policy, or do I need to get my own insurance

It is generally possible to remain on your parents' car insurance policy even if the car is in your name, but there are some restrictions and conditions that apply. Insurers may require that the sole name registered to the car match the name on the auto policy. Your insurance agent should have a definite answer as to whether you can remain on your parents' policy based on your policy and location.

It is also possible to have your car registered and insured under different names. However, having your car's registration and insurance in different names can make filing an insurance claim more difficult. Most insurance companies allow you to stay on your parents' car insurance policy indefinitely as long as you're living with them. In fact, insurance companies usually want every driver in a household to be listed on a car insurance policy. So, if you've got your license and you live with your parents, you may need to be listed on their insurance policy.

You can also buy a car and use your parents' car insurance. In fact, you can save on car insurance under a parent's name as long as your parent is listed on the policy as a registered owner. Unlike health insurance, a child can remain on a parent's car insurance policy indefinitely, regardless of age. If you live with your parents, you may be required to be listed on their car insurance policy.

In summary, it is possible to remain on your parents' car insurance policy even if the car is in your name, but there are some restrictions and conditions that apply. It is also possible to have your car registered and insured under different names, but this may make filing an insurance claim more difficult. You can also buy a car and use your parents' car insurance, and you can save on car insurance under a parent's name as long as your parent is listed on the policy as a registered owner.