Can my fiancé legally drive my car if only my name is listed on the car insurance policy
It is generally not recommended to allow someone else to drive your car if their name is not listed on the insurance policy. This is because the insurance policy is designed to cover the named driver and their specific vehicle, and adding additional drivers can affect the policy's coverage and premiums.
If your fiancé is not listed on the insurance policy, it's possible that they may not be covered in the event of an accident or other incident while driving your car. This could leave them personally liable for any damages or injuries they may cause while driving, and could also potentially leave you liable for any damages or injuries they may cause to others while driving your car.
Additionally, if your fiancé is involved in an accident while driving your car, it could potentially lead to complications or disputes when it comes to filing an insurance claim. This is because the insurance policy may not cover the accident if your fiancé is not listed as a driver on the policy.
In general, it's recommended that all drivers in a household be listed on the insurance policy for the vehicle they drive. This ensures that everyone who drives the car is covered in case of an accident or other incident, and can help to avoid any potential disputes or complications when it comes to filing an insurance claim.
It's worth noting that insurance policies and laws can vary by state and provider, so it's a good idea to check with your insurance provider to see what their specific policies and requirements are regarding additional drivers and coverage.