"Do teenagers with a learner's permit need their own car insurance, or are they automatically covered under their parents' policy?"

In most states, a teenager with a learner's permit is not legally required to have car insurance, but insurers typically require all drivers in a household to be listed on the insurance policy.

Adding a teenager with a learner's permit to a parent's car insurance policy is often the easiest way to secure coverage, and it's generally less expensive than purchasing a separate policy for the teenager.

Some insurance companies automatically cover drivers with learner's permits, but this is not always the case, so it's essential to double-check with the insurance company.

Even if the teenager is not legally required to have car insurance, they will still need to be added to the policy to be covered in case of an accident.

The cost of adding a teenager to a parent's policy will vary, depending on factors such as the teen's driving record, the type of vehicle, and the insurance company.

In some cases, a minor may be able to get their own insurance with an adult cosigner, but this is not always the case.

At 18 or the age of majority in your state, a teen can get their own insurance without their parents' assistance.

Car insurance is compulsory or mandatory for all drivers in most states, including those with a learner's permit.

If your teen driver has their learner's permit and plans to start driving, make sure they have auto insurance, whether you add them to your policy or they purchase their own.

Drivers with a learner's permit can get their own car insurance policy, especially if they own their own vehicle.

Younger drivers, such as student drivers, usually need their parent or guardian's permission before they can get car insurance.