Does Amazon Visa card offer rental car insurance benefits, and if so, what are the coverage details?

The Amazon Visa card's rental car insurance coverage is secondary to any other insurance policies, meaning it kicks in after other policies have been exhausted.

The policy provides reimbursement for damages to the rental vehicle, up to a maximum of $50,000.

The policy also provides personal liability coverage, which covers damages or injuries to third parties or their property.

To utilize this benefit, Amazon Visa cardholders must decline the rental car company's insurance offer and pay for the rental using their Amazon Visa card.

The policy requires cardholders to follow specific procedures to file a claim, including reporting the incident to the authorities and submitting a claim form within a certain timeframe.

The insurance policy is underwritten by Indemnity Insurance Company of North America, and terms, conditions, and limitations apply.

Cardholders must enroll in the program and pay a single flat cost of about $20 to $25 for each car rental to be covered.

The rental car insurance provided through the Amazon Visa card is CDW (Collision Damage Waiver) only, which means it covers damages to the rental vehicle but not personal injuries.

The credit card's insurance will be secondary to the cardholder's own car insurance.

The Amazon Prime Visa card also offers travel accident insurance when cardholders travel by air, bus, train, or cruise transportation and pay with the card.

The travel accident insurance includes accidental death or dismemberment protection.

Cardholders can earn cashback rewards on their Amazon purchases, which can be redeemed for statement credits or other rewards.