**How does filing an SR22 affect my car insurance premium?**

Filing an SR22 can increase your car insurance premium by an average of $993 per year, depending on the reason for the SR22.

The SR22 form is not a type of insurance, but rather a certificate that proves you have the minimum required liability insurance.

The cost to file an SR22 is typically around $25, but the larger increase in insurance rates is due to the underlying issue that necessitated the SR22.

Insurance companies consider drivers who require an SR22 to be "high-risk" drivers, which leads to higher premiums.

The SR-22 requirement typically lasts for three years.

In Illinois, filing an SR22 can increase insurance costs by $1,540 and limit the number of companies that can provide coverage.

An SR22 can cause premiums to jump at least 87% compared to a driver with a clean record.

Factors such as the driver's age, credit rating, and the vehicle insured can also affect car insurance premiums.

The exact increase in insurance rates will depend on the reason for the SR-22, such as a DUI conviction.

An SR22 can raise a driver's premium by up to $2,174 per year, depending on the state and insurer.

Idaho has the cheapest SR22 rate at $2,174 per year, while other states may have higher or lower rates.

Your insurance company will typically charge a one-time fee of $15 to $25 when filing an SR22 with your state.

Some insurance companies may add a surcharge to your insurance premium instead of charging a separate fee for filing the SR22.

An SR22 is also referred to as a Certificate of Financial Responsibility, an SR22 Bond, or an SR22 Form.

Non-owner SR22 insurance is a type of insurance that shows you have car insurance that aligns with the law's requirements, even if you don't own a vehicle.