"If I'm insured on my car and get into an accident with someone else, whose insurance pays for the damages?"

If you're at fault in a car accident, your insurance will pay for the damages, regardless of who actually owns the vehicle.

If someone else causes an accident in your car, their insurance should cover the damages, but if they're uninsured or underinsured, your insurance may need to step in.

If a friend borrows your car and gets into an accident, your insurance will pay for the damages, but this could potentially lead to higher insurance premiums for you.

In some cases, if your car is taken without your permission and involved in an accident, you may still be held responsible for the damages.

When an accident occurs, the vehicle whose driver was at fault for the crash is covered by its own car insurance policy.

If the policy of the at-fault driver doesn't include collision coverage, it won't cover damages to their car.

If someone else borrows your car and gets into an accident, you and the at-fault driver will need to decide who pays the deductible.

If your car is wrecked and the driver isn't on your insurance, your policy typically covers the damages, but this may depend on the specific terms of your policy.

If someone else causes an accident in your vehicle, your insurance premiums may still go up, even if you weren't driving at the time of the crash.

If the other driver has their own car insurance, it can kick in to cover any costs from the accident that exceed your coverage.

If the other driver is at fault and uninsured or underinsured, your uninsured motorist coverage should cover your damages.

If your car is stolen and involved in an accident, you generally won't be held responsible for the damages, as long as you can prove that the car was stolen.

If your car is borrowed and involved in an accident, the specific details of the situation, such as whether the borrower had permission to drive the car, can affect who is responsible for the damages.

If someone else gets a ticket while driving your car, the infraction will be charged to the driver, not the vehicle owner.

If the damages from an accident exceed the coverage limits of your car insurance policy, you may be personally responsible for paying the remaining costs.

If you lend your car to someone, your insurance policy will typically cover them while they're driving, as long as they have your permission to use the vehicle.

If someone else causes an accident-related claim while driving your car, your insurance rate may go up, as your insurance company may view you as a higher risk due to the accident.

If you're involved in an accident while driving a rental car, the specific details of the situation, such as whether you purchased additional insurance coverage, can affect who is responsible for paying the damages.

If you're involved in an accident in a car that you don't own, you may need to file a claim with both the owner's insurance company and your own insurance company.

If you're unsure about your coverage or liability in a specific accident scenario, it's always a good idea to consult with your insurance company or a legal professional.