Is it legal for my son to get an insurance policy in his name on a car that I own in Illinois

It is generally legal for your son to get an insurance policy in his name on a car that you own in Illinois, as long as he is a licensed driver and meets the age requirement for obtaining car insurance in the state. In Illinois, the age of majority is 18, so if your son is under 18, he may not be able to purchase his own insurance policy. However, if he is 18 or older, he can purchase his own policy and list himself as the primary driver.

It is important to note that if your son is listed on your insurance policy, he will be covered under your policy, but he will not be able to purchase his own policy until he is no longer listed on your policy. Additionally, if your son is involved in an accident, your insurance rates may increase, so it may be beneficial for him to have his own policy.

It is also worth noting that if your son is not listed on your policy and he gets into an accident, you may be held liable for any damages or injuries caused, as you are the registered owner of the vehicle. Therefore, it is important to ensure that your son is properly covered under an insurance policy, whether it be through your policy or his own.

In summary, it is generally legal for your son to get an insurance policy in his name on a car that you own in Illinois, as long as he is a licensed driver and meets the age requirement. It is important to consider the potential risks and benefits of adding your son to your policy versus him having his own policy.