Yes, it is possible to get car insurance for infrequent driving through usage-based insurance (UBI). UBI, also known as pay-as-you-drive insurance, is a type of car insurance that tracks your driving behavior and mileage to award a rate based on that behavior. This means that if you are an infrequent driver, you can potentially save money on your car insurance premiums. Some insurers offer UBI as an optional add-on to their traditional auto insurance policies, while others offer it as a standalone product. It's important to note that availability of UBI may vary by region and insurer.
When considering UBI, it's a good idea to check with your current insurer to see if they offer this type of coverage and what their requirements are. You should also compare rates and coverage options from different insurers to ensure that you're getting the best deal. Additionally, keep in mind that UBI may require the use of a tracking device, which may be installed in your vehicle or through a smartphone app. This device will track your driving habits such as mileage, time of day, and driving behavior (such as hard braking or rapid acceleration) to determine your insurance rates.
It's also worth noting that some insurers may offer other options for infrequent drivers to save money on their car insurance, such as low mileage discounts or pay-per-mile policies. These options may vary by insurer and region, so it's a good idea to check with your current or potential insurer for more information.