What are my chances of recovering the full amount of damages from an uninsured driver who provided false insurance information and was only cited for the accident?

In the United States, approximately 13% of drivers are uninsured, with the highest rates in Florida, Mississippi, and New Mexico.

(IIHS)

If you're hit by an uninsured driver, your own uninsured motorist coverage will pay for your damages, up to your policy limits, if you have such coverage.

(NAIC)

Uninsured motorist coverage is not mandatory in all states, and only 22 states and the District of Columbia require drivers to carry it.

(III)

If you don't have uninsured motorist coverage and the at-fault driver can't pay, you may be able to sue them, but collecting on a judgment can be difficult.

(NOLO)

Providing false insurance information is a criminal offense in most states and can result in fines, jail time, or both.

(NOLO)

If you're the victim of a hit-and-run accident, and the at-fault driver can't be identified, your uninsured motorist coverage may still apply.

(NOLO)

The cost of uninsured motorist coverage varies by state, insurer, and coverage limits, but it's generally inexpensive compared to other types of car insurance.

(ValuePenguin)

If you're involved in an accident with an uninsured driver, it's essential to document the scene thoroughly, including taking photos, getting witness statements, and filing a police report.

(DMV.org)

If you're hit by an uninsured driver, you may still be able to recover non-economic damages, such as pain and suffering, if your state has "No Play" rules.

(DMV.org)

If you're involved in an accident with an uninsured driver, it's crucial to seek medical attention promptly, even if you don't think you're injured.

Some injuries, such as whiplash, may not manifest symptoms immediately.

(Mayo Clinic)

If you're involved in an accident with an uninsured driver and sustain injuries, you may be entitled to disability benefits or workers' compensation if you were on the job at the time.

(SSA)

If you're involved in an accident with an uninsured driver, you may be able to negotiate a settlement with their insurance company or yours, even if they were at fault.

(Nolo)

If you're involved in an accident with an uninsured driver, you may want to consult with an attorney who specializes in car accidents or personal injury to understand your legal options better.

(AAA)

If you're involved in an accident with an uninsured driver, you may want to contact your state's department of motor vehicles or insurance commissioner to report the driver and their false insurance information.

(NHTSA)

Related

Sources