What are the best ways to get full coverage car insurance without breaking the bank

There are several ways to get full coverage car insurance without breaking the bank. One way is to shop around and compare rates from different insurance companies. Some of the cheapest full coverage car insurance companies include State Farm, Erie, and USAA. State Farm has the best cheap full coverage insurance for most drivers, with a monthly rate of $125. Erie and USAA are also cheaper than State Farm, but Erie is a regional insurance company and is not available nationwide, while USAA is only available to military members, veterans, and their families.

Another way to get cheap full coverage car insurance is to consider a regional insurance company. For example, Travelers offers the cheapest full coverage insurance at an average of $112 per month. Additionally, GEICO offers the lowest full coverage rates for teens, seniors, and drivers with a clean record or speeding ticket.

It's also important to maintain a good driving record to get the cheapest full coverage car insurance. A driver with a clean record can get cheaper insurance rates than a driver with a DUI conviction. Progressive has the cheapest insurance costs after a DUI, with an average rate of $2307 per year or $192 per month.

You can also get cheaper full coverage car insurance by taking advantage of low-mileage discounts, bundling policies, and taking defensive driving courses. Additionally, some states have cheaper average rates for full coverage insurance, such as Idaho, Ohio, Massachusetts, and Michigan, which have rates ranging from $45 to $54 per month.

In summary, to get full coverage car insurance without breaking the bank, it's important to shop around and compare rates from different insurance companies, consider regional insurance companies, maintain a good driving record, and take advantage of discounts and bundling options.