What are the legal consequences of hitting a car and getting charged if you don't have a valid driver's license or car insurance?

In most states, driving without a license is considered a criminal offense, punishable by fines and even imprisonment.

If you're involved in an accident without a valid license, you may face additional charges, such as reckless driving or unlicensed driving.

In some states, driving without a license can lead to a misdemeanor or felony charge, resulting in imprisonment and fines.

Without insurance, you'll be personally responsible for all costs associated with the accident, including medical expenses, vehicle repairs, and damages awarded to the other driver.

In some states, driving without insurance can result in a civil penalty of up to $750 to restore your driver's license.

If you're convicted of driving without insurance, your driver's license and vehicle registration may be revoked for at least one year.

Fines for driving without insurance can range from $500 to $1,500, depending on the state.

In some states, hit-and-run drivers can be charged with a felony if they leave the scene of an accident where someone is injured.

Felony hit-and-run convictions can result in fines ranging from $5,000 to $20,000.

If you're involved in an accident with an uninsured driver, you may be able to sue them in civil court for damages.

Civil penalties for a hit-and-run accident can include lost wages, medical bills, pain and suffering, and property damage.

In some states, drivers are required to hold liability insurance with minimum coverage limits, such as $15,000 for injury or death of one person, $30,000 for injury or death of multiple people, and $5,000 for property damage.

If you're hit by an uninsured driver, it's essential to file a police report and gather as much documentation as possible, including photos of the damage and witness statements.

If you're involved in an accident with an uninsured driver, your insurance company may be able to help cover your losses, depending on your policy.

In some states, you may be able to file a claim with the Uninsured Motorist (UM) or Underinsured Motorist (UIM) coverage portion of your policy to recover damages.

If you're involved in an accident without insurance, you may be personally liable for any damages awarded to the other driver, which can lead to financial hardship.

In some states, driving without insurance can result in the suspension of your vehicle registration.

If you're convicted of driving without insurance, you may be required to complete a defensive driving course or traffic safety course to restore your license.

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