What are the most affordable car insurance options available in Louisiana for drivers on a budget?
Louisiana has some of the highest car insurance rates in the country, with averages above the national average due to factors such as increased risk of natural disasters and high medical costs.
The cheapest car insurance companies in Louisiana are USAA and Southern Farm Bureau, with rates starting at $895 and $986 respectively, according to The Zebra.
Geico offers full-coverage car insurance starting at $30 a month, making it an affordable option for drivers in Louisiana.
To find the cheapest car insurance in Louisiana, drivers should shop around and compare rates from various insurance providers, as prices can vary significantly between companies.
Liability car insurance is a required minimum coverage in Louisiana, with minimum coverage amounts of $15,000 per person, $30,000 per accident, and $25,000 in property damage.
Other companies such as Farmers, USAA, and State Farm also offer competitive rates in the state.
Drivers can reduce their insurance premiums by raising their deductibles, choosing safe cars, and maintaining a good driving record.
Louisiana drivers can also save money on car insurance by switching to a lower-cost insurance provider or by increasing their deductible.
A young driver's premiums will be higher due to their increased risk, according to The Zebra.
The Honda CRV LX, Subaru Forester 25i, and Subaru Crosstrek are among the cheapest vehicles for insurance in Louisiana, based on average rates for 50 top-selling 2021 models.
Farm Bureau offers the cheapest full coverage quotes in Louisiana, charging $145 per month, which is 36% less than the state average.
USAA also has very affordable rates for drivers that qualify.
According to WalletHub, the cheapest car insurance in Louisiana is Farm Bureau, followed by USAA.
Policygenius recommends comparing car insurance rates from different companies and categories in Louisiana to find the cheapest options for good drivers, full coverage, speeding tickets, accidents, poor credit, and more.
State Farm has the cheapest car insurance in Louisiana, according to Policygenius.
The average cost of full coverage car insurance in Louisiana is $2,719 per year, or $227 per month, according to WalletHub.
Cheapest car insurance quotes in Louisiana can be found by comparing rates from top insurers, such as The Zebra, which saves drivers up to 11.4% on average by comparing rates.
Car insurance rates in Louisiana can vary significantly depending on factors such as driver profile, vehicle type, and coverage levels, according to The Zebra.
Drivers who compare car insurance rates from multiple providers can save up to $1,144 per year on average, according to The Zebra.
The Zebra recommends switching to a lower-cost insurance provider or increasing the deductible to save money on car insurance.