If you're having trouble finding car insurance in California because no company will approve you, there are still options to consider. One possibility is to look into the California Automobile Assigned Risk Plan (CAARP), which is a program designed to provide insurance coverage to high-risk drivers who are unable to obtain it through traditional means. Another option is to seek out non-standard or high-risk insurance companies that specialize in providing coverage to drivers with poor driving records or other factors that make them difficult to insure.
Regardless of the route you choose, it's important to keep in mind that driving without insurance in California can result in serious penalties. If you're caught driving without proof of insurance, you could face fines ranging from $100 to $200 for a first offense, and up to $500 for subsequent offenses. Additionally, your vehicle may be impounded and you could face suspension of your vehicle registration. To avoid these consequences, it's crucial to make sure you have the proper insurance coverage in place before getting behind the wheel.