What are the potential consequences for a minor who is found to be driving without insurance while being under the age of 18, and will my parents be held liable or face any repercussions as a result?
In many states, driving without insurance can lead to license revocation, and your registration and license will be revoked even if you avoid an accident.
The penalties for driving without insurance vary by state, but can include fines, surcharges, and even jail time.
Almost all states require drivers to maintain active car insurance coverage to drive legally, and driving without insurance is considered a high-risk behavior.
If you cause an accident while driving without coverage, you'll be responsible for all repair and medical bills, which can be financially devastating.
In California, a first-time offense for driving without insurance can result in a fine of $100 to $200 plus penalty fees.
Driving without insurance can increase your insurance premiums by an average of 10% when you finally get a new policy in place, but this hike can be as high as 36% in some states.
In most states, driving without insurance will result in a fine, with amounts ranging from $100 to $1,500, depending on the state.
License suspension is a common penalty for driving without insurance, and the suspension period can vary from 24 hours to several days or even months.
If you're caught driving without insurance, your vehicle may be impounded, and you'll be responsible for the costs of towing and storage.
The average car liability claim for bodily injuries in the US is $15,270 per accident, and $3,638 for property damage, which can be financially crippling without insurance.
In some states, driving without insurance can lead to community service, traffic safety courses, or even a court appearance.
Driving without insurance can impact your credit score, as unpaid fines and tickets can lead to collections and negative credit reporting.
If you're under 18 and caught driving without insurance, your parents may be held liable for the penalties and fines, depending on the state's laws.
Some states have a "no pay, no play" law, which means that if you cause an accident while driving without insurance, you'll be unable to sue for non-economic damages, such as pain and suffering.
In some states, repeat offenders who drive without insurance can face criminal charges, including misdemeanor or even felony charges in extreme cases.