What are the potential consequences of driving a car without insurance in California
Driving a car without insurance in California can have several potential consequences. Firstly, it is important to note that car insurance is required by law in California. If you are caught driving without insurance, you may face fines ranging from $100 to $500 for a first offense, and up to $2,500 for subsequent offenses. These fines can also come with additional penalty assessments, which can significantly increase the overall cost of the fine. For example, in Orange County, the penalty assessment fee is $1,091.60, while in San Bernardino County, it is only $27.
In addition to fines, driving without insurance can also result in the suspension of your driver's license and registration. If you are involved in an accident while driving without insurance, you could be held personally responsible for any damage or injuries that occur. This can result in significant financial consequences, especially if the other party decides to sue. Furthermore, if you are unable to pay for the damages, the court may order your wages to be garnished or your assets to be seized. In some cases, driving without insurance can also result in jail time, particularly if you have multiple offenses or if you caused serious injury or death in an accident. Overall, the potential consequences of driving without insurance in California can be severe, and it is always better to be safe and ensure that you have the proper insurance coverage before getting behind the wheel.