What are the typical costs and coverage options for Aca liability insurance for international students studying abroad?
ACA (American Counseling Association) offers complimentary liability insurance to student members enrolled in a master's level counseling program, covering malpractice claims up to $1,000,000 per claim and a $3,000,000 annual aggregate.
The insurance policy is endorsed by HPSO (Healthcare Providers Service Organization), which provides professional liability insurance with discounts of up to 60% for students.
AMHCA (American Mental Health Counselors Association) also offers student liability insurance to its student members enrolled in a Master's or Doctoral degree counseling program.
The American School Counselor Association (ASCA) provides $1 million in excess professional liability coverage at no additional cost to its professional and student members who are employed school counselors working in a U.S.-based school.
To be eligible for ACA's complimentary liability insurance, students must be enrolled in a master's level counseling program and be a student member of ACA.
The liability insurance policy covers students during their internship, practicum, or fieldwork experiences, providing protection against malpractice claims.
The policy also covers students in the event of a lawsuit or claim related to their counseling services.
The American Counseling Association (ACA) has partnered with HPSO to provide students with access to professional liability insurance at a discounted rate.
HPSO's professional liability insurance policy is designed specifically for counselors and therapists, providing coverage for malpractice, negligence, and other claims.
The policy provides coverage for damages, legal fees, and expenses related to defending against claims, up to the policy limits.
In addition to professional liability coverage, the policy also provides coverage for premises medical payments, loss of earnings, property damage, and assault and battery.
To apply for student liability insurance through ACA, students must submit an application and provide proof of enrollment in a master's level counseling program.
The liability insurance policy is only available to students who are members of ACA and are enrolled in a master's level counseling program.
The policy is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company, and is administered by HPSO.
Students can access a copy of their policy letter through their online account, and can also print a copy of their certificate of insurance.