**What common pitfalls should I be aware of when buying a general health insurance plan?**

Neglecting to read and understand the policy's fine print can lead to misunderstanding coverage details, resulting in unexpected costs.

Overlooking differences in network providers among plans can result in higher out-of-pocket costs or limited access to preferred doctors.

Failing to disclose pre-existing conditions can result in claim denials or limitations on coverage for those conditions.

Comparing only premium costs can be misleading, as plans with lower premiums often have higher deductibles or out-of-pocket costs.

Ignoring customer service reviews and claim handling processes can lead to frustration and difficulties when filing claims.

Overlooking mental health coverage or telemedicine options can limit access to necessary care or increase costs.

Assuming all plans cover preventive care can result in unexpected costs for routine screenings or vaccinations.

Failing to adjust coverage levels as family status or health needs change can lead to inadequate coverage or unnecessary expenses.

Neglecting to inquire about waiting periods for coverage, especially for pre-existing conditions or certain procedures, can result in coverage delays.

Not understanding the difference between HMO, PPO, POS, and EPO plans can result in limited access to providers or uncovered services.

Overlooking the difference between in-network and out-of-network deductibles can significantly increase out-of-pocket costs.

Failing to review and update beneficiary information can result in complications during claim payouts.