"What incidents and expenses are typically covered by wedding insurance?"

Wedding insurance typically covers cancellation or postponement due to illness or injury of the couple or immediate family members.

It can provide coverage if key wedding vendors, such as the venue, caterer, or photographer, go out of business before the event.

Liability insurance is a common component of wedding insurance, covering property damage or bodily injury at the wedding venue.

In case of severe weather that disrupts the wedding, some insurance policies offer coverage for additional expenses, like rescheduling or relocating the event.

Wedding insurance may cover damage or loss of wedding attire, including the bride's gown and groom's tuxedo, during the wedding planning and celebration.

If the rings are lost, stolen, or damaged before or during the wedding, certain insurance policies can help cover the replacement costs.

Coverage may be provided for unexpected military deployment of the couple, leading to cancellation or postponement of the wedding.

If the wedding gifts are stolen or damaged, some insurance policies offer coverage to reimburse the value of the lost or damaged items.

In case of a wedding cancellation due to the venue going out of business or becoming unavailable, wedding insurance may help cover financial losses.

Some insurance policies offer coverage for the failure of key wedding vendors to fulfill their contractual obligations.

If the marriage license cannot be obtained due to unforeseen circumstances, wedding insurance might help cover the costs of rescheduling the wedding.

In case of a sudden death of a wedding party member or the officiant, wedding insurance could cover cancellation or postponement expenses.

Some policies may offer coverage for additional expenses, like rehearsal dinner costs, if the wedding is canceled or postponed.

If the wedding is impacted by a transportation shutdown, like an airline or train strike, wedding insurance might cover the additional expenses of rescheduling or relocating the event.

In the event of a natural disaster, like a hurricane or earthquake, that impacts the wedding, wedding insurance may help cover the costs of cancellation or postponement.

If the couple or their guests are unable to attend the wedding due to a mandatory evacuation order, wedding insurance could cover cancellation or postponement costs.

Some policies may offer coverage for the replacement of wedding invitations, announcements, or programs if they are damaged or lost.

In some instances, wedding insurance could help cover costs if the wedding is impacted by civil unrest, like protests or riots, that make it unsafe for the wedding to take place.

In the case of a venomous insect or animal attack at the wedding, some insurance policies may cover medical expenses for injuries.

If the wedding is disrupted by the unexpected presence of a celebrity or dignitary, wedding insurance could help cover costs associated with the disruption or rescheduling.