What is the average insurance cost for a Kia Telluride?
The average annual insurance cost for a Kia Telluride can range from $1,967 to $2,132, making it one of the more expensive midsize SUVs to insure.
Monthly insurance premiums for a Telluride typically fall between $141 to $178 for full coverage, exceeding the average for its vehicle class by around $113 per year.
Insurance rates can vary significantly based on the Telluride trim level, with the base LX model having the lowest estimated annual cost of $1,942.
Factors like the driver's age, location, driving record, and credit score can greatly impact the insurance premiums for a Kia Telluride.
Insurers like Safeco reportedly offer some of the most competitive rates for Telluride coverage, with quotes as low as $912 per year for comprehensive plans on the 2024 model.
The Telluride's insurance costs have remained relatively stable over the past few years, with only slight fluctuations of around $8 to $9 per month between 2020 and 2023.
Compared to other Kia models, the Telluride's insurance expenses are about 9% higher than the brand's average, likely due to its larger size and increased value.
Drivers in certain states, such as Michigan and Louisiana, may face higher insurance costs for the Telluride due to regional factors like accident rates and cost of living.
The Telluride's advanced safety features, including forward collision warning and automatic emergency braking, can potentially lower insurance premiums for some policyholders.
Owners who opt for higher deductibles on their Telluride insurance policies can often achieve significant savings on their monthly or annual premiums.
Insurance companies consider the Telluride's overall reliability and low repair costs when determining rates, which can help offset its higher purchase price.
Bundling Telluride insurance with other policies, such as homeowner's or renter's insurance, can result in additional discounts from some providers.
The Telluride's increasing popularity and high demand in the used car market may contribute to its relatively high insurance costs compared to other midsize SUVs.
Drivers with a history of at-fault accidents or moving violations may see their Telluride insurance rates increase more significantly than those with clean driving records.
The Telluride's all-wheel-drive capability, which is available on most trim levels, can lead to slightly higher insurance costs due to the increased risk of claims.
Customizing a Telluride with aftermarket accessories or modifications may require additional coverage and can impact the overall insurance expenses.
Telluride owners who maintain good credit scores and continuously renew their policies with the same provider may be eligible for loyalty discounts and other cost-saving measures.
The Telluride's relatively new model status means that historical data on long-term insurance trends is limited, leading to potential fluctuations in future rates.
Comparing quotes from multiple insurance companies is crucial for Telluride owners to find the best coverage options and rates suited to their individual needs and driving profiles.
As technology and safety features continue to evolve in the Telluride and other midsize SUVs, insurance providers may adjust their pricing models accordingly.