What is the best affordable car insurance company in California that offers quality coverage
After considering various sources, it appears that State Farm and Geico are consistently mentioned as top choices for affordable car insurance in California with quality coverage. According to NerdWallet's analysis, State Farm is the cheapest large auto insurance company in the nation for good drivers, with an average rate of $1,116 per year for full coverage. Furthermore, ValuePenguin's research shows that State Farm offers liability-only coverage for an average of $50 per month, which is significantly lower than the national average. Geico, on the other hand, is also frequently cited as a top pick for affordable car insurance in California. NerdWallet's analysis found that Geico's average rate for full coverage is $1,287 per year, which is still lower than the national average. Additionally, ValuePenguin's research indicates that Geico offers liability-only coverage for an average of $61 per month. Overall, both State Farm and Geico appear to be strong options for Californians seeking affordable car insurance with quality coverage.
While USAA is often cited as having the cheapest car insurance rates in California, it is important to note that it is only available to military members, veterans, and their families. For those who do qualify, USAA's rates are significantly lower than the competition, with an average rate of $34 per month for liability-only coverage, according to ValuePenguin's research. However, for those who do not qualify for USAA, other options to consider include Wawanesa and CSAA, which were both mentioned as having affordable rates in California. Wawanesa, a regional carrier, scored an 853 on J.D. Power's 2021 auto study, indicating high customer satisfaction. CSAA, on the other hand, was found to offer the cheapest minimum liability car insurance in California, with an average rate of $131 per year, according to MoneyGeek's research. Ultimately, the best affordable car insurance company in California will depend on individual factors such as driving record, age, and location.