What kind of insurance coverage is typically included in moving truck rental agreements and what are the additional options I should consider purchasing?

Moving truck insurance typically covers bodily injury or property damage to others in the event of an accident where you are at fault, similar to standard auto insurance policies.

Rental truck insurance can range from a few dollars per day to a few hundred dollars per month, depending on the rental company and the type of insurance coverage chosen.

Released value coverage, also known as basic carrier liability, is a type of coverage mandated by federal law for interstate moves, and it pays up to 60 cents per pound for damaged items.

Most auto insurance policies do not cover vehicle damage for truck or trailer rentals, making separate moving truck insurance necessary.

Operating a moving truck is much different from operating a car, with unique challenges such as larger size, heavier loads, and different handling characteristics.

Collision coverage is an optional add-on to moving truck insurance policies, which covers damage to the rental truck itself in the event of an accident.

Towing insurance is an additional coverage option that may be necessary if you're towing a car or trailer behind the moving truck.

Liability coverage is typically included in moving truck insurance policies, which covers bodily injury or property damage to others in the event of an accident where you are at fault.

Cargo coverage is also usually included, which reimburses you for damaged or lost items during transit.

The cost of moving truck insurance can vary widely depending on factors such as truck size, rental duration, and coverage options chosen.

Some moving truck insurance policies may have deductibles, which are out-of-pocket expenses you must pay in the event of a claim.

Always review the insurance options available and choose a plan that meets your needs and budget to ensure adequate protection during your move.

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