When it comes to adding a driver with a poor driving record to your car insurance policy, it's important to understand that insurance companies evaluate the risk of paying a claim based on the driver's history. If you add a driver with a poor driving record, it's likely that your insurance rates will increase. Insurance companies consider a driver's history of accidents, tickets, and violations when determining their risk level. If the driver you're adding has a history of reckless driving, DUIs, or multiple accidents, it's likely that your insurance rates will increase.
It's also important to note that insurance companies have different policies regarding who can be added to a policy. Some insurance companies may only allow immediate family members or individuals who regularly drive the vehicle to be added to the policy. Additionally, some insurance companies may have specific requirements or restrictions for adding a driver who doesn't live with you. It's important to check with your insurance provider to understand their specific policies and requirements. Ultimately, it's important to carefully consider who you add to your policy, as it can impact your insurance rates and coverage.